Financial education is a key strategy employed by Richard Dwayne Blair when working with clients through his three pillars, and teaching runs in the family including his grandmother, mother, and wife. At every step Richard is willing to take the time to teach the financial mindset necessary for success. The first pillar, creating a financial roadmap, begins the process by developing an important relationship between Richard and his clients, and this understanding will inform the rest of the process.
Richard Dwayne Blair is an Investment Adviser Representative with many special certifications like Retirement Income Certified Professional®; Certified Tax Specialist®; and Certified Fund Specialist® among others. A strong first pillar consists of assessing goals, strengths, risk tolerance, and areas for improvement, in the development of a life-long plan for wealth creation and management. For example clients closer to retirement may decided to pursue less risky investment opportunities such as annuities, which can be a fantastic investment class, but can also be complex to the uninitiated. Richard will take the time to teach people what they need to know to be comfortable, no matter the investment class.
In the second pillar Richard Dwayne Blair develops a comprehensive investment strategy unique to each valued client, including asset allocation, loss minimization, gain capitalization, always keeping in mind the needed liquidity of the clients. Liquidity is an often overlooked consideration when evaluating a portfolio, and one which must be carefully be weighed against long term growth goals. The final pillar is implementation of the plan, with consistent monitoring of goals and income needs. Financial planning is not a “set it and forget it” prospect, ensuring a steady hand through the ups and downs of the market is necessary to maximize returns. These pillars are the result of over 25 years in the financial service industry, where Richard Dwayne Blair has worked since he graduated from The University of Houston in 1993. Wealth Solutions is the firm Richard has built to serve affluent clients in the Austin Texas area since 1994. When not working tirelessly for his clients he enjoys family time with his wife and three children, bike riding, golf, and family vacations.
There are very few schools for the arts that can duplicate the success of the Academy of Art University. This school has a rich history that dates back to the turn of the 20th century, and it is owned by the affluent Stephens family. Figurative painter, Richard Stephens, founded the for-profit school back in 1929. The school’s legacy has travelled down the family line throughout the years. Academy of Art University does a phenomenal job of training aspiring professionals for a career in liberal arts, in entertainment, in communications and in fashion design. It has a long list of well-known students who have gone on to become household names.
Fashion design is a big deal in society as well as a big deal at this San Francisco-based university. AAU’s School of Fashion Design has done many wonderful things such as participating at New York Fashion Week. This event is attended by industry personnel, attended by celebrities and attended by the general public. Anybody who’s actually somebody is always present at New York Fashion Week. Eclectic styles and exotic deigns will get a fashion designer noticed, but it’s the fine detailing that will capture the attention. Academy of Art University has plenty of experience here as 2017 was the school’s 21st appearance.
Hours and hours of studying as well as completing projects has gone into producing these clothing lines. The clothing lines actually comes from fashion designers that are based in foreign countries. Many of the Academy of Art University’s students come from foreign countries. On the other hand, this school has a magnificent alumni in general. This alumni has also won Oscars in many of today’s Hollywood hits, including “War For The Planet of The Apes,” “Cocoa,” “Sully,” “Get Out,” “Star Wars: The Last Jedi” and “The Boss Baby.” The former-graduates currently hold the positions of graphic designers, illustrators and visual effects artists.
When the duo of Alex Pall and Andrew Taggart released the song Selfi in 2014, they had hoped it would accord them some level of success, but what they did not know is that it would go on to become the number one song in more than twenty countries officially becoming the Chainsmokers breakthrough song.
The Chainsmokers as they are now known is considered one of the best know groups in the EDM-pop category and have released a host of singles that have gone on to top the US Billboard top 100. Their song “Don’t let me down” which featured music artist Daya and produced by the Chainsmokers on February 5, 2016, would win them a Grammy award during the 59th award ceremony. This was also in addition to 2 American music awards.
A brief history of the Chainsmokers
The group originally had DJ Rhett Bilxer and pall. This would later change when Adam Alpert took over managing the group. Alpert introduced pall to Taggart, and from that point, the group was formed. The two enjoyed DJing before they met at a time when Taggart was interning at Interscope Records while Pall was working at an art gallery in Chelsea. In their formative years they both had released music on sound cloud and had worked with Priyanka Chopra in 2013 on the single Erase.
Memories Do Not Open
In 2014 the Chainsmokers gave their first live performance when they opened for Timeflies. When Dim Mak Records re-released their song Selfi in 2014, the song would peak on the dance songs chart internationally giving them their first break as a group.
Memories… Do Not Open which was their debut album would then accord the Chainsmokers international success. The Album was Billboard’s Top Dance/Electronic Albums for a long time and would tie the record for the most consecutive weeks as the number one album. This album was released courtesy of Sony and Disruptor was certified platinum in August of 2017 having sold more than one hundred and sixty-six thousand copies. In the same year, they were listed among the highest grossing DJing units having brought in a combined 38 million dollars.
With the online platform getting popular each day, many people aren’t patient enough to handle their curiosity about it. Although some people still find trading online insecure, the platform has become faster and safer through the knowledge and skills of competent technologists like Malcolm Casselle. When Malcolm launched WAX, he didn’t know it would transform the world as it has done today. The Worldwide Asset eXchange he launched has solved a lot of the trading problems people used to encounter.
Before Malcolm came up with WAX, OPSkins had a bundle of hitches to handle. Most people used OPSkins when trading their virtual assets online. They liked it because it was an affordable centralized marketplace for their trades. However, Malcolm Casselle later discovered virtual asset traders needed a decentralized marketplace to make their trading operations smooth. Although the centralized marketplace was helpful in some ways, it couldn’t protect the traders fully from fragmentation and fraud. With these two problems, the traders couldn’t make smooth transactions.
With the introduction of WAX, most of the issues the traders experienced were dispelled. Although the world market had accepted the use of cryptocurrency when the traders used OPSkins, Malcolm invented WAX to increase the influence and presence of cryptocurrency in the market. He knew people would not need to invest in infrastructure, payment processing, and also security if they used a decentralized system. With the decentralized system, you don’t need to have traded before to join the trading platform.
It’s amazing the people who created OPSkins are the same who developed WAX. This decentralized system has helped over 400 million online traders and gamers to buy, sell, and collect their in-game items. Through WAX, Malcolm Casselle has helped many people to tokenize the blockchain technology and harness its power. Making any cryptocurrency exchange is no longer an uphill task when using Worldwide Asset eXchange. The traders who use WAX say it’s no longer expensive to convert currency, process fees, and access inventory. Malcolm is the president of WAX. He studied at MIT and graduated with a Computer Science degree, and later a master’s degree in the same field. Besides establishing Timeline Labs, Malcolm has also worked at NetNoir as the CEO.